Payment Links for
UAE Businesses
Send payment links or integrate a payment page into your website. Accept Debit & Credit Cards, Apple Pay and Google Pay from local and international customers on one platform. Share links via WhatsApp, email or SMS, and get paid instantly.
Regulated by ADGM
ISO 27001 certified
1000+ UAE Businesses
Grant Thornton Audited
No website needed
Share a link, get paid. No integration required
Free to set up
Open account at no cost, pay only per transaction
Accepted in 85+ countries
Local and international customers, one link
How it works
It just takes 3 easy steps to create & share a payment link
Open your free Hubpay account
Sign up online in minutes - no setup fee, no minimum balance. Submit your UAE trade licence and basic KYC details, and our team will get your merchant account approved in 2–5 working days.
Create your payment link
From your Hubpay dashboard, set the amount, add a description, or upload an invoice. Customise the link with your business logo so customers see your brand at checkout, not a generic page.
Share via WhatsApp, SMS, or email
Copy your unique payment link and send it through any platform your customers use - WhatsApp, SMS, email, Instagram, or social media. No app downloads or accounts needed on their end.
Get paid almost instantly
Customers pay using Visa, Mastercard, Apple Pay, or Google Pay. You're notified the moment payment lands, with every transaction tracked in your Hubpay dashboard
To report merchant complaints (Hubpay card payments services related complaints), card payment disputes or complaints (for remitters), or a potential brand infringement, please submit a request to our support team
The all in one solution for your payments
Hubpay business account supports loads of features to enable your business go global
Multi currency wallet
Hold, convert and send money to businesses in 150+ currency pairs, all from one powerful account
Virtual IBANs
Get named Virtual IBANs to pay and get paid in more than 30 currencies accross the globe
Global payroll
Pay your staff in more than 150+ supported currencies. Hire anywhere, scale globally with Hubpay
Corporate FX
Manage currency risk, optimize global payments and scale your business with confidence
Any questions? We've got answers
How do I create a payment link in the UAE?
Sign up for a free Hubpay account and complete your business verification. Once approved, log into your dashboard, set the amount, add a description or upload your invoice, and your payment link is generated instantly. You can then share it via WhatsApp, SMS, email, or any social platform.
Can I create a free payment link in the UAE?
Yes. Hubpay accounts are free to set up — there are no monthly fees, no setup fees, and no minimum transaction volumes. You only pay 2.75% + 1 AED for domestic cards when a customer successfully pays you. Creating and sharing the link itself is always free.
How do I send a payment link via WhatsApp?
Once you create a payment link in your Hubpay dashboard, you'll get a unique URL like pay.hubpay.ae/yourlink. Copy it and paste it into any WhatsApp chat, SMS, email, or Instagram message. Your customer taps the link, completes payment on a secure hosted page, and you're notified instantly.
Do I need a website to use Hubpay payment links?
No. Payment links work without a website, app, or developer. You just need a Hubpay account — share the link directly with your customers via any messaging platform. This makes it ideal for freelancers, consultants, and small businesses that don't operate an online store.
Can I accept international payments through a payment link?
Yes. Hubpay payment links accept payments from customers in 85+ countries using Visa, Mastercard, Apple Pay, and Google Pay. International card rates apply — see our pricing page for details. Funds settle in AED to your Hubpay account.
How long does it take to get approved as a Hubpay merchant?
Most UAE businesses are approved within 2–5 working days of submitting their application. You'll need a valid trade licence and standard KYC documents. Once approved, you can create your first payment link immediately from your dashboard.
Can I use a payment link for personal use in the UAE?
Hubpay payment links are designed for licensed UAE businesses, including sole proprietorships and freelancers with a UAE trade licence. If you're an individual freelancer or consultant operating under a freelance permit, you can apply for a merchant account and create payment links for client invoicing.
Which cards and wallets can my customers pay with?
Customers can pay using Visa and Mastercard credit or debit cards, Apple Pay, and Google Pay. All payments go through a secure, PCI-compliant hosted checkout page. Your customers don't need to download any app or create an account to complete payment.
How secure are Hubpay payment links for high-value transactions?
Every payment link is protected by enterprise-grade encryption and PCI-compliant infrastructure, backed by 2-factor authentication and Hubpay's bank-grade security. Hubpay is regulated by ADGM under FSRA, ISO/IEC 27001:2022 certified, and independently audited by Grant Thornton — making it suitable for high-value invoices, deposits, and corporate contracts.
What is the fee for payment links in the UAE?
Hubpay charges 2.75% + 1 AED per successful transaction on domestic UAE cards & 3.5% + 1 AED on international cards. There are no monthly fees, setup fees, or hidden charges. International card transactions are charged at a different rate — see our schedule of charges for full details.
Have more questions?
From anything to everything, get in touch with our support team
To report merchant complaints (Hubpay card payments services related complaints), card payment disputes or complaints (for remitters), or a potential brand infringement, please submit a request to our support team
Important reference links