Hubpay Business Account

Transparent pricing for UAE businesses of all sizes

Starter

For startups & small businesses

AED 99

/mo

that includes

AED account with AED IBAN

Receive payments across UAE

Make local and international payments to 85+ countries

30-day free trial

Starter

For startups & small businesses

AED 99

/mo

that includes

AED account with AED IBAN

Receive payments across UAE

Make local and international payments to 85+ countries

30-day free trial

Scale

Most popular

For growing businesses

AED 299

/mo

that includes

Multi-currency account in 30+ currencies (Incl. AED, USD, EUR, GBP)

Receive, hold, convert and make payments

Payment links for local and international card collections

30-day free trial

Scale

Most popular

For growing businesses

AED 299

/mo

that includes

Multi-currency account in 30+ currencies (Incl. AED, USD, EUR, GBP)

Receive, hold, convert and make payments

Payment links for local and international card collections

30-day free trial

Treasury

For larger businesses and corporates

Custom pricing

that includes

Forward contracts (Derivatives)

Corporate FX

Collect & Remit from Africa

Dedicated relationship manager

30-day free trial

Treasury

For larger businesses and corporates

Custom pricing

that includes

Forward contracts (Derivatives)

Corporate FX

Collect & Remit from Africa

Dedicated relationship manager

30-day free trial

All prices are subject to 5% VAT

Have more questions about our pricing?

Not sure which plan to choose?

Choose Starter if

You are a new UAE business or startup that needs a local AED account with basic international payment capability. You process under $30,000 per month and are not yet accepting card payments.

Choose Scale if

You are a growing business managing multi-currency receipts, paying international suppliers or staff, and accepting card payments from clients. You need named IBANs in major currencies and payment links for invoicing.

Choose Treasury if

You are a corporate or mid-market business with $300,000+ in monthly FX transactions. You need forward contracts, market orders, a dedicated relationship manager and advanced reporting.

Compare our plans & features

See which suits your business the best

Feature

Starter

Scale

Treasury

AED 99

/mo

AED 299

/mo

Customized

Core features

International payment fees

AED 26

AED 52.50 (shared) / AED 65 (sender pays all)

AED 52.50 (shared) / AED 65 (sender pays all)

Local payment fees

AED 5

AED 5

Free

Named virtual IBAN

AED

AED, USD, EUR, GBP, AUD and 30+ currencies

AED, USD, EUR, GBP, AUD and 30+ currencies

Users per account

2

Unlimited

Unlimited

Currency pairs

40+ currencies

150+ currencies

150+ currencies

International payment rails

IPI/FTS

SWIFT/SEPA/IPI/FTS

SWIFT/SEPA/IPI/FTS

Derivatives

✕

✕

Forward contracts

Local payment rails

International payroll to 85+ countries

Online support

Payment links for card collections

Dedicated relationship manager

API support

Yes (hosted and embedded payments)

Additional benefits

Account statements

Tax invoices

Weekly FX report

Bulk beneficiary upload

Maker / checker flow approval

Automated SWIFT MT103s

SWIFT GPI tracers

Personalised currency report

Feature

Starter

Scale

Treasury

AED 99

/mo

AED 299

/mo

Customized

Core features

International payment fees

AED 26

AED 52.50 (shared) / AED 65 (sender pays all)

AED 52.50 (shared) / AED 65 (sender pays all)

Local payment fees

AED 5

AED 5

Free

Named virtual IBAN

AED

AED, USD, EUR, GBP, AUD and 30+ currencies

AED, USD, EUR, GBP, AUD and 30+ currencies

Users per account

2

Unlimited

Unlimited

Currency pairs

40+ currencies

150+ currencies

150+ currencies

International payment rails

IPI/FTS

SWIFT/SEPA/IPI/FTS

SWIFT/SEPA/IPI/FTS

Derivatives

✕

✕

Forward contracts

Local payment rails

International payroll to 85+ countries

Online support

Payment links for card collections

Dedicated relationship manager

API support

Yes (hosted and embedded payments)

Additional benefits

Account statements

Tax invoices

Weekly FX report

Bulk beneficiary upload

Maker / checker flow approval

Automated SWIFT MT103s

SWIFT GPI tracers

Personalised currency report

Starter

Scale

Treasury

AED 99

/mo

AED 299

/mo

Customized

Core features

International payment fees

AED 26

AED 52.50 (shared) / AED 65 (sender pays all)

AED 52.50 (shared) / AED 65 (sender pays all)

Local payment fees

AED 5

AED 5

Free

Named virtual IBAN

AED

AED, USD, EUR, GBP, AUD and 30+ currencies

AED, USD, EUR, GBP, AUD and 30+ currencies

Users per account

2

Unlimited

Unlimited

Currency pairs

40+ currencies

150+ currencies

150+ currencies

International payment rails

IPI/FTS

SWIFT/SEPA/IPI/FTS

SWIFT/SEPA/IPI/FTS

Derivatives

✕

✕

Forward contracts

Local payment rails

International payroll to 85+ countries

Online support

Payment links for card collections

Dedicated relationship manager

API support

Yes (hosted and embedded payments)

Additional benefits

Account statements

Tax invoices

Weekly FX report

Bulk beneficiary upload

Maker / checker flow approval

Automated SWIFT MT103s

SWIFT GPI tracers

Personalised currency report

Open an account today

100% digital set up

Simple steps to set up your account within 1 business day!

Step 1

Sign up with your business details

Sign up either through our website or schedule a quick demo with our sales team

Step 2

Submit documents & verify

Upload your Trade License & Relevant ID and we will complete your verification within a business day

Final step

Start sending & receiving payments

Once approved, you will be able to start transacting using your new Hubpay Business Account!

Account opening times are subject to the successful submission of satisfactory onboarding documentation. A business day is defined as 24 hours.

Questions about pricing? We've got you covered

What is a UAE business account and who needs one?

A UAE business account is a corporate account registered under your trade licence for receiving client payments, paying suppliers and contractors, managing foreign exchange, and maintaining legal separation between business and personal finances. Any UAE-registered company mainland, free zone, DIFC, or ADGM entity needs one to operate compliantly.

How long does it take to open a UAE business account with Hubpay?

Hubpay activates accounts within 1 business day of document submission. Required documents are your trade licence, passport copies of all directors and shareholders, and proof of business address. DIFC and ADGM-registered entities benefit from a streamlined review process given their existing regulatory standing.

Can a non-resident open a UAE business account with Hubpay?

Yes. Hubpay onboards free zone companies and offshore-structured entities where all principals are non-resident, subject to standard KYC requirements. The process is fully digital and activates within 1 business day of document submission.

What is the minimum balance for a Hubpay business account?

Zero. All Hubpay tiers Starter, Scale, and Treasury carry no minimum balance requirement. You pay a flat monthly subscription fee and all funds in your account are immediately available for business use.

Is Hubpay a licensed UAE business account?

Yes. Hubpay is fully licensed in the UAE by the ADGM Financial Services Regulatory Authority as a Category 3C Electronic Money Institution, Permission No. 190024. Client funds are held in segregated accounts separate from Hubpay's operating capital. Hubpay is ISO/IEC 27001:2022 certified and recognised as a UAE Future100 company by the Ministry of Economy.

What currencies does Hubpay support?

Hubpay supports 30+ named IBAN currencies including AED, USD, EUR, GBP, JPY, AUD, CHF, SGD, HKD and CAD on Scale and Treasury. Starter includes a named AED IBAN with access to 40+ currency pairs for outgoing payments.

Have more questions?

From anything to everything, get in touch with our support team